Experiencing financial trouble is stressful enough without creditors threatening wage garnishments.  In some states, creditors may be able to garnish your wages for certain types of debt.  Most people want to avoid wage garnishments at all costs.  Staying in touch with your creditors may help put wage garnishments off for a while but not forever.  If you cannot afford to pay off the debt in full, you may want to consider filing for bankruptcy relief to stop wage garnishments.

For more about how to deal with a wage garnishments read, “4 Ways to Deal with Wage Garnishment.”