Do You Need a Bankruptcy Attorney in Cicero, IL?

The impact of the recent global financial crisis is still being felt throughout the United States. Thanks to recent government cut-backs, high unemployment and an economic recovery that is barely being felt by the middle class, many of this country’s residents are facing significant financial difficulties. Many large banks and major corporations received billions of dollars in bail-outs to help keep them afloat, but the individuals and small business-owners in this country have had to fend for themselves.

Residents of Cicero have not been immune to the economic impact of the recent recession. If you are one of the many who are laboring beneath an unmanageable debt burden you can speak with a bankruptcy attorney at the Law Office of Thomas W. Lynch & Associates to review your options. Our professionals can offer debt relief services and bankruptcy assistance to those in need.

Thomas W. Lynch & Associates can offer you a confidential, in-person consultation at no cost to you and with no obligation to employ our services.  Our fully-insured lawyers are experts in Illinois bankruptcy laws. Whether you need to file a personal Chapter 7 bankruptcy claim or need help with the more complex machinations involved with filing Chapter 11 bankruptcy for businesses, our bankruptcy attorneys can provide you with expert advice and assistance.

Complete the Online Request form or call (708) 598-5999 NOW for a free confidential consultation. The bankruptcy lawyers of Thomas W. Lynch are fully insured and have years of experience. Located in nearby Hickory Hills, our office services residents in the southwestern Chicago suburbs.

Does Bankruptcy Seem like Your Only Option?

The attorneys at Thomas W. Lynch & Associates understand that decision to file for bankruptcy is a difficult one and that should not be made without serious consideration. Those who file for bankruptcy face years of credit problems, but sometimes financial problems necessitate taking this step. For many people, the hardships following a bankruptcy claim are far less difficult than struggling to overcome a debt problem that is all-encompassing.

If you are need help with your debt problems, let our bankruptcy attorneys advise and assist you. Our comprehensive debt-settlement agency services include personal and business bankruptcy expertise. To date, more than 3,000 people have obtained debt relief by working with a professional at Thomas W. Lynch & Associates.

Our Attorneys Can Help with Your Personal Bankruptcy Needs

When faced with constant calls from collection agencies, lawsuits, foreclosures, tax liens, or other issues, declaring yourself bankrupt is a viable solution that can help you and your family out of what may seem like an impossible situation.

• Chapter 7: When you file for Chapter 7 bankruptcy, you can alleviate all of your debt with the exception of some non-dischargeable debts such as student loans. If you file for Chapter 7, you may lose your non-exempt property such as a second home or car.
• Chapter 13: When you file for Chapter 13 bankruptcy, you will make payments to a guarantor who will handle repayments to your creditors. In many cases, your attorney can negotiate debt reduction and your creditors will be happy to offer it since, unlike if you had filed for Chapter 7, they will not have to completely write off your debt.

Our Attorneys Can Help with Your Commercial Bankruptcy Needs

If you own a business in or around Cicero, you have likely invested a lot of time, effort and personal finances into it. Nobody enjoys admitting defeat, but sometimes, a business that started out with so much potential faces overwhelming expenses that it just cannot manage. When this happens, bankruptcy is often the only solution. Our attorneys can help you file for Chapter 7 or Chapter 11 business bankruptcy.

• Chapter 7: When a business is approved for Chapter 7 bankruptcy, the company must liquidate its property to cover as much debt as possible and the remaining expenses are written off. This type of bankruptcy permanently shuts down a business.
• Chapter 11: If a business is facing insurmountable debt, as may happen if they have taken a huge hit because of catastrophic damage, filing for Chapter 11 bankruptcy will permit them financial relief while allowing them to remain in business. The courts will determine how much of your company’s debt will need to be repaid to various creditors and will set up payment schedules to facilitate the paying off of these debts.

Other Services Offered by Our Law Firm

The Law Office of Thomas W. Lynch & Associates also has attorneys and other professionals on staff who can assist you with:

• Tax debt law and tax relief claims: Our office includes several tax lawyers who have many years of experience aiding people with their tax debt problems. Our legal team and support staff are fully-conversant in IRS imposed tax liens and tax levies and can represent you during an IRS audit or if you are facing federal or Illinois tax prosecution.
• Real estate issues: If you need the help of a real estate attorney in Cicero, our law office houses some of the area’s best lawyers. Our property tax lawyers can provide you with up-to-date information about property laws and regulations. We also offer legal assistance for those individuals who are ready to close on property deals.
• Criminal attorney representation: We provide the high-caliber criminal lawyers who are experienced with traffic, tax and litigation-necessitated criminal charges. Individuals charged with crimes in Cicero can contact our offices to secure the services of a criminal defense attorney.
• DUI attorney representation: Driving under the influence is a serious offense. Our DUI lawyers are experience and ready to act on your behalf if you have been charged with this crime.

We offer convenient evening and weekend hours and reasonable rates for our services. Our goal is to restore your financial health. If you are looking for an experienced bankruptcy lawyer near Cicero, complete our online form or call uas at (708) 598-5999 now to receive more information and schedule a free, in-person consultation.

Cicero, IL 60804

The only incorporated town in Illinois’ Cook County, the Town of Cicero is one of the oldest municipalities in the state. Established in 1849 as a 36-mile tract of land, Cicero had a population of more than 3,000 residents by 1967. The area that comprised the Town of Cicero grew rapidly thanks in part to immigration and the many railroads that ran through the area. In 1901, the Town of Cicero broke apart into three separate municipalities: Cicero, Oak Park and Berwyn.

Today’s Cicero has a total area of 5.86 square miles. The population of this town exceeds 83,000 and includes more than 22,000 households. The town has eight distinct neighborhoods: Grant Works, Hawthorne, Warren Park, Drezel, Clyde, Morton Park, Boulevard Manor and Parkholme. The town’s Unity Junior High School was opened in 2003 and serves all middle school students in District 99, giving it the distinction of being the largest middle school in the United States.

Notable landmarks in Cicero include the neo-gothic church, St. Mary of Czestochowa which was built in the Polish cathedral style, and the Hawthorne Works Tower. This tower is all that remains of the Western Electric manufacturing plant which employed more than 40,000 people at its peak. Residents of Cicero enjoy significant seasonal changes, a crime rate that is lower than the national average and a job market that has grown 16.53% since 2000.

Whatever your personal debt problems may be, Thomas W. Lynch & Associates can help. If you live in Cicero and need assistance with debt relief, tax-debt issues, or bankruptcy resolutions, call us now at (708) 598-5999 for a free, in-person consultation with our bankruptcy attorneys.