Tara Siegel Bernard of the New York Times recently published an article entitled Years After the Market Collapse, Sidelined Borrowers Return. In it, Bernard reports that borrowers are typically unable to acquire mortgages for two to seven years following a bankruptcy, foreclosure or short-sale, but today, four years after the peak of the foreclosure problem, those who suffered financial difficulties at that time are slowly beginning to reenter the housing market. Many are doing so with lower expectations and higher degrees of caution.

Get more information by reading the full article here.

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