Factors that cause insurance rates to be higher

Do you wonder why your pay more for your health insurance than your brother or why your car insurance is higher than someone who has tickets and you have none?  There are factors that insurance companies use to determine your rates of insurance and some of those factors may surprise you.  For example, most of us understand that smokers pay more for health insurance than non-smokers do but did you also know that a poor credit score could raise your car insurance and life insurance rates too.

For more reasons why you may be paying more for insurance read, “5 Factors That Could Raise Your Insurance Rates.”