Deciding whether or not to file for bankruptcy is one of the most emotional decisions a person can make. One common emotion people report is guilt. But should you feel guilty for exercising a legal remedy to free yourself from overwhelming debt? That’s the question a recent article from Money Talk News sought to answer for one reader who was the perfect candidate for filing bankruptcy but felt a moral obligation to pay back all her debts. The article’s author, Stacy Johnson, suggests that you should give yourself a break if you are struggling just to make the minimum payments on your debts. She states, “When your best isn’t good enough, there’s no shame in taking advantage of a system that exists entirely to give those who deserve it a second chance. More than a million Americans use it every year.”

To learn more about filing bankruptcy, read the entire article.

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