Most people file a Chapter 13 bankruptcy case to avoid foreclosure; however, circumstances may arise during the three to five year bankruptcy plan that may cause the debtor to consider giving up the home rather than continuing to pay the mortgage payments. In those cases, it is possible for the debtor to surrender his home and allow the mortgage company to foreclose even though the debtor remains in his Chapter 13 case.  However, there are several things to consider before making this decision such as can you convert to a Chapter 7 case or should you continue with the Chapter 13.

For more read, “Can I foreclose on home in Chapter 13 bankruptcy?”