Stop creditor harassment

If you have ever gotten behind on your credit card payments, you probably have already dealt with a collection agency or debtor collector.  Some debt collectors are aggressive and even abusive in their attempts to collect payment from individuals.  To protect consumers from this type of behavior, Congress enacted the Fair Debt Collection Practices Act.  The FDCPA prohibits debt collectors from threatening debtors, using false or misleading information or using unfair collection practices when trying to collect a debt.  Debtors can sue debt collectors who violate the provisions of the act.

To find out more read, “FAQs: How to Deal with Debt Collection Agencies.”

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