A combination of cold weather, a slower month for home sales and a new lower mortgage interest rate might be the perfect combination for you if you are planning to purchase a new home in 2014.  The average for a fixed-rate mortgage slipped just a bit last week to 4.39% as new data showed a drop in new home sales last month (which ended a nine-month record of price gains in the housing market).  Since cold weather may have had something to do with the decline, this may be the best time for homebuyers to grab the house they want at a great price before spring brings warmer temperatures and sunnier days.

For more read the full story at, “Average 30-year mortgage rate falls to 4.32%.”