What happens to my mortgage if I file bankruptcy?

When you file bankruptcy, your mortgage is considered a secured debt that must be dealt with even after the bankruptcy is complete.  If you intend to keep the house, you will need to continue the payments.  If you file a Chapter 7 and are behind in your payments, the bank may chose to foreclose after the bankruptcy case is complete or it may work with you to catch up the arrearage.  Many factors impact what will happen with your mortgage after your bankruptcy is complete.

For more information you can read, “What happens to mortgage after bankruptcy?”