Some think that filing bankruptcy automatically wipes their credit report clean so that when the bankruptcy has ended, they will have nothing negative remaining on their credit report. However, while bankruptcy may discharge the underlying debt, there is nothing to force the creditor to remove past late payments and negative information from the credit report. The bankruptcy simply discharges the debts and prevents the creditor from attempting collection on that debt.

For tips on how to dispute errors report read, “Tips on disputing errors on your credit report.”