Unfortunately, many of us have had to deal with debt collectors. Their job is to harass consumers until they agree to pay the debt. There are laws that prevent debt collectors from crossing certain legal lines in their harassment; however, knowing what acts are not permitted under the Fair Debt Collection Practices Act helps consumers know how to deal with debt collectors. For example, late-night telephone calls are not permitted and calls must stop when you file a bankruptcy.

For more eight more tips for handling debt collectors read, “10 Tips to Handle Debt Collector Harassment.”