If you are one of the fortunate taxpayers who are getting a tax refund this year, you are probably already dreaming of ways to spend your refund. The average tax refund last year was approximately $3,000 – – a nice sum of money to spend. However, there are smart ways to spend your tax refund that will help you have a healthier financial future. Financial planners advise that you use your tax refund money for “needs” instead of “wants” and place at least one-half of the amount in a savings account.

For five smart ways to spend your tax refund read, “Don’t Just Spend It —Smart Moves for Your Tax Refund.”