When a person files for relief under Chapter 13 of the US Bankruptcy Code, he or she is indicating that they intend to reorganize their debt into a manageable plan. In order to qualify for a Chapter 13 bankruptcy, you must be an individual debtor (not a corporation or LLC) who has no more than $336,900 in unsecured debt. You must also complete a pre-bankruptcy credit counseling course and obtain a certificate as proof of your participation in the course. For more things you should know about Chapter 13 read, “3 Things to Know about Chapter 13 Bankruptcy.”